The Online Payday Loan Process. Submit an online payday loan application. Q. Why is SonicCash.net different? A. We make getting a payday loan online quick and convenient. As long as all the information on your application can be verified, NO FAXING of payday loan documents is required. Everything is electronic. We also offer several options you wont see anywhere else. You can get an increase on your payday loan amount.
You can extend your payday loan by paying only the fee. You can extend your payday loan by paying the fee plus part of the principal. You can pay off your payday loan early. Q. What is a payday loan? A. A short-term fast cash loan provided until the date you specify (up to 18 days from the effective date).
Q. How does it work? A. Our process is simple.
Fill out the customer application and submit it for approval. You will receive an email notifying you of your account status. Upon approval, log back in to request a payday loan online. Upon approval and with your authorization, the cash advance will be electronically deposited directly into your account. Then on the due date we will electronically debit your account for the amount financed as well as the finance charge. Q. What if my credit isnt good or I dont have credit established? Can I get a loan with bad credit? A. No problem! If you meet the minimum requirements, chances are youll be approved.
Q. How much can I borrow and at what cost? A. Your first cash loan can be up to $200. Your payday loan advance limit will continue to increase, as long as your payments are made on time. The maximum you can borrow is up to $500. The fee of a SonicCash.net loan is $20.00 per $100.00 borrowed. Please refer to our APR disclosure for details relating to the fees associated with the payday loan.
Q. How long will it take to receive the funds? A. The approval process can take as little as 1/2 hour to 1 day, depending on the information to be verified. Once approved, the funds are usually transferred to your account within 24 hrs. Please note that some banks can take two (2) days to process and transfer the funds into your account..
Q. What about payday loans requested on Friday, Saturday or Sunday? A. All payday loans requested and approved Monday thru Thursday by 4:00 PM (MST) will be in your account the following day. Friday requests will be in your account on Monday. Weekend requests will be treated as though they are Monday requests.
Q. Is my loan secure and kept confidential? A. Every payday loan is completely confidential and protected under our Privacy Policy.
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