With the new bankruptcy reform, higher interest rates, gas prices on the rise and increased minimum credit card payments, consumers are being hit hard financially. It has become apparent that consumers are in need of financial advice and more businesses need to offer it. Deborah McNaughton, founder of the Financial Victory Institute and author of the Get Out of Debt Kit, has created programs to train individuals to become credit consultants and teach financial seminars.
With the new bankruptcy reform, higher interest rates, gas prices on the rise and increased minimum credit card payments, consumers are being hit hard financially.
By the end of the first quarter of 2006, U.S. consumer debt totaled $11.8 trillion, according to the Federal Reserve. It has become apparent that consumers are in need of financial advice and more businesses need to offer it.
Deborah McNaughton, founder of the Financial Victory Institute and author of the Get Out of Debt Kit, has created programs to train individuals to become credit consultants and teach financial seminars. "My training programs are great for businesses looking to add to their existing services," explains McNaughton. "Credit counseling and financial seminars not only generate more revenue, but also enable businesses to build customer loyalty while providing a valuable service to their clients."
One of the programs, the Credit and Financial Strategies Program trains people how to counsel clients one on one regarding a wide range of financial topics including, budgeting, getting out of debt, qualifying for credit and mortgages, understanding credit reports, raising credit scores, dealing with creditors, establishing credit, prioritizing bills and much more. The other program, the Credit and Financial Strategies Seminar Program equips individuals to conduct financial seminars. The program comes with a teaching manual containing 4 to 6 hours of material plus a corresponding PowerPoint presentation.
Neal Riggs the owner of NavajoBizSupplies.com purchased the Credit and Financial Strategies Seminar Program to add to his existing business. He began offering the seminars to his business customers and found great success. "The seminars allowed my customers to further themselves financially. I started getting referrals from people who heard about my seminars. I have gotten calls and requests from various organizations wanting to know the date of the next seminar," says Riggs.
Carl McNeill who has been in the mortgage industry for eight years, purchased both programs. He now offers credit consulting as part of his loan services. "By offering credit consulting to our customers, my loan officers are not only able to build customer loyalty, but also set themselves apart from competition," explains McNeill.
Financial advisors, realtors, mortgage brokers, insurance agents, banks, credit unions and auto dealers are among the many that can benefit from adding credit counseling and/or financial seminars to their repertoire. These types of businesses work with clients on personal financial matters so it is a natural fit for them to counsel on credit and finances. By adding credit counseling and financial seminars, business owners will be able to boost revenues, as well as build customer loyalty and confidence.
About Deborah McNaughton:
Deborah McNaughton is a nationally recognized author and credit expert. She has been featured on hundreds of radio and television talk shows, including CNN, Bloomberg, and Good Day New York. Deborah is the founder of the Financial Victory Institute and has been in the financial business for over 25 years. She is a financial columnist for First for Women magazine. Deborah is the author of The Get Out of Debt Kit, All About Credit, The Insider’s Guide to Managing Your Credit, and many others. Deborah is the host of a weekly radio program, The Money Manager Show.
Thousands of people have benefited from the financial advice that Deborah provides through her books, seminars, interviews, and newsletters.
